Because loan providers glance at your previous credit behavior as a method to gauge what you will really do in the foreseeable future,

Because loan providers glance at your previous credit behavior as a method to gauge what you will really do in the foreseeable future,

You need to be ready to explain any extenuating circumstances that will have added to your bad individual credit profile. In most cases, an individual credit rating below 680 is likely to make qualifying for the loan during the bank problematic and a score below 650 will probably rule an SBA loan out, therefore if your individual score is underneath the 650 threshold, you’ll likely need certainly to have a look at alternate funding choices, but it is feasible to get that loan approval. (más…)

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