Sara (Financial Obligation Camel) says
The easiest argument is the fact that 6 years begins through the standard notice. Which may signify it absolutely was maybe maybe maybe not statute barred and can perhaps not be statute barred if the CCJ is taken away, once the clock prevents as soon as the CCJ had been sent applications for. On that foundation you might want to settle (or produce a re re re payment arrangement) for as low as you could possibly get while you don’t would like them instantly beginning a brand new court instance.
So it was already statute barred talk to National Debtline and/or post on the Legal Beagles forum if you want to try to argue that the 6 years runs from an earlier point.
There is certainly another reasons why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation. But that only works together with some kinds of debt – once once once once again National Debtline can speak to you about it.
Sarah Jones says